young female experiencing work-related stress

Could Workplace Stress Become A Workers’ Compensation Claim?

According to a CBS News article, it has been estimated that roughly 8.3 million Americans suffer from some form of psychological distress such as a general hopeless or nervous disposition or even clinically diagnosable depression and anxiety-related disorders such as PTSD. While the cause for the sudden uptick in depression, anxiety, addiction, and general stress has been linked to everything from overzealous doctors, supervisors, and hostile work environments, to politics and the economy, and the concern over the ever-increasing amount of “screen time” Americans spend per day, the truth is that no one is able to one-hundred-percent identify the source.

While psychology experts and the media keep digging into just what is causing the rise in stress-related disorders and situations, many of those suffering are plagued with the maybe more important question of what are we going to do about it?

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Business windows boarded up metal for business protection

The Protection Plan Your Firm Can’t Afford To Be Without

For home and business owners throughout Florida, Texas, and many small islands in the Caribbean, 2017 will be a year not easily forgotten.

After an above average hurricane season that witnessed the formation of some of the largest storms on record— Harvey, Irma, and Maria; the staggering amounts of damage and sheer devastation are still being felt months later in some of these most affected areas.

At the midpoint of the 2017 hurricane season Bob Henson, a meteorologist for Weather Underground, went on record with the Tampa Bay Times saying “This season has been an overachiever by almost every index… We’ve had more than a year’s worth of named storms when you look at the long-term average, and that’s being just past the midpoint of the season.”

But what does this say about the future 2018 season? According to Palm Beach Post and by association, Colorado State University, research is showing “60 percent probability that a more active season will unfold, giving a below-average season only a 20 percent probability of occurring.”

Luckily, for homeowners, there is Home Insurance, and for business owners, there is the Business Owners Policy— otherwise referred to as “BOP.”

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Three eggs with 401(k) saving and IRA written on them laying on top of dollar bills and coins

Ringing In The New Year With 401(k)

From abandoning vices to dedicating time for some inward reflection, there is no denying that the start of every new year is a time for reflection, looking to the future, and abandoning what didn’t work in the past.

When was the last time you examined your 401(k) business plan? Do you have a 401(k) plan for your business? Are you sure that your current plan is doing everything for you and your employees that it can? If you answer any of these questions with uncertainty or hesitation, it may be time to spend some of that reflection time on your retirement planning strategy.

If your businesses does not offer a 401(k) plan as a part of its benefits package, you could be missing out on valuable talent that may seek work elsewhere— perhaps with other businesses that do.

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