Final Market Stabilization Rule

Did you know that approximately 500,000 fewer Americans enrolled in a plan during the open enrollment in 2017 than in 2016? The Centers for Medicare & Medicaid Services has issued the final market stabilization rule. The goal is to increase choices, lower premiums and encourage stability in health insurance markets for 2018.

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Loss of Coverage

Special Enrollment Period

LOSS OF COVERAGE

DUE TO:
– Termination of group coverage
– Reduction of hours to part-time status
– Loss of employer contribution
– Cobra ending

You may qualify for a special enrollment period if you or anyone in your household lost qualified health coverage. You have 60 days from the date of your qualifying life event to enroll in coverage.

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patient fighting the flu with doctor injecting flu shot into arm

5 Tips for Fighting the Flu in the Workplace

 

 

Fighting the Flu can be a big disruption for business. Employees who are sick may need to take time off to recover and may not be as productive when it comes to getting work done. In addition, symptoms such as coughing, sneezing, and fever can spread germs to healthy employees.

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Health Insurance Terms

Understanding Health Insurance Terms

Coinsurance:

Coinsurance is your share of the costs of a covered healthcare service calculated as a percent (for example, 20 percent) of the allowed amount for the service. You pay coinsurance plus any deductibles you still owe for a covered health service.

Premium:

A premium is the amount of money charged by an insurance company for coverage. The cost of premiums may be determined by several factors, including age, geographic area, tobacco use, and number of dependents.

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