The Dangers of Avoiding the Tough Conversations

In the landscape of family issues, few topics are more difficult to approach than that of aging parents. Regardless of your economic background or your relationship with your parents, these topics prove to be difficult for individuals across the board. One of the reasons that these topics are so difficult to address is because of the strong emotions that are often attached to the idea of our parents aging and possibly needing our help. When parents begin to age, there is a role reversal for parents and kids that can be, at best, uneasy. However, there are more important issues at stake than our mere comfort levels when it comes to keeping our parents or other aging family members’ best interests in mind. One of the best places to start preparing for these tough conversations is to identify the topics that need addressing.

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Dental Insurance

Dental Costs With and Without Insurance

Everyone needs dental care at some point. However, not everyone wants to pay for insurance coverage. Chances are you’ve thought about costs tied to proper treatment. If you’re considering covering dental costs out-of-pocket on a per-treatment basis, knowing common procedure costs is important. While avoiding upfront costs from purchasing a dental insurance plan may seem cost-effective, having a great dental plan can greatly reduce your overall cost of care.

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CPA Insurance Marketplace announced

The Next Great Benefit For FICPA Members!

Welcome to the newest and most beneficial way to shop for your insurance needs! The CPA Insurance Marketplace offers you competitive options to shop and compare medical, dental, vision, life, disability, accident, and wellness insurance from leading providers, such as Blue Cross Blue Shield, Humana, Cigna, United Health One, Aetna, and more.

The CPA Insurance Marketplace is an exclusive opportunity available to sole practitioners, individuals, and employees of members. Employer accounts with defined contribution tools also will be available through the Marketplace. Read More…

The Florida Bar

Bar’s health insurance exchange is available

The Florida Bar launched its private health insurance exchange October 1.

The exchange is designed to assist individual members and employer groups in securing health insurance coverage, as part of the Bar’s Member Benefits package.

Carlton “Duke” Fagan Member Benefits, Inc., the administrator of The Florida Bar Member Insurance Programs, recently introduced key enhancements to its existing health insurance program.

Decision support tools and live customer support are available to help Florida lawyers determine their best course of action.

“The Patient Protection and Affordable Care Act has created complex changes in the health insurance market for attorneys,” said Carlton “Duke” Fagan, who serves on the Bar’s Member Benefits Committee.

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State Bar of Texas

Officials announce Texas Bar Private Insurance Exchange

How the State Bar of Texas is working to provide health care options to members.

Texas Bar Journal | October 2013 | texasbar.com | By: The Texas Bar Journal Staff

IN ANTICIPATION OF KEY ASPECTS OF THE PATIENT PROTECTION AND AFFORDABLE CARE ACT TAKING EFFECT IN THE UPCOMING MONTHS, the State Bar of Texas recently announced the Texas Bar Private Insurance Exchange, a multi-carrier private exchange exclusively designed for its members and their staff and dependents.

After carefully evaluating and comparing Private Exchange models offered by other state bars across the nation and models developed by third-party administrators and health insurance carriers, the State Bar of Texas Insurance/Member Benefits Subcommittee selected Florida-based Member Benefits Inc. to administer the Texas Bar Private Insurance Exchange. Member Benefits Inc., a third-party administrator, impressed subcommittee members with its successful history (more than 30 years) of specializing in association programs. The company currently provides services to more than 10 groups, including the Florida Bar, the State Bar of Georgia, the Florida Medical Association, and the Florida Institute of CPAs.

Member Benefits also maintains strong ties and relationships with A-rated national insurance providers, such as Cigna, Aetna, MetLife, Guardian, and United-HealthOne.

“The State Bar has been trying to find a way to deliver health insurance to its members for about the past seven years,” said Tim Kelly, Chairman of the Insurance/Member Benefits Subcommittee.

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