About Member Benefits

Member Benefits is a full-service insurance and financial services organization specializing in third-party administration of professional affinity group and association member benefit programs. Serving associations for over 30 years, our primary objective is member satisfaction! We support association and professional affinity group clients by providing customized insurance products and employee benefit plans to their individual members and small employers.

As a licensed third-party administrator, Member Benefits has national expertise in:

  • Programs Development
  • Private Exchange Technology & Services
  • Association/Affinity Group plan installation
  • Negotiation of substantial discounts, exclusive services, and underwriting concessions
  • Third-party Billing and Collection Services
  • Claims Administration
  • Marketing & Programs Communication
  • Policy Issuance
  • Customer Service
  • Member Database Management

Member Benefits is a proud member of AIPAGIA, an association comprised of members who are regarded as the leading administrators of group insurance in the United States of America, and PIMA, which connects more than 120 leading companies in the affinity industry and empowers members to thrive in a dynamic marketplace.


Our History

The late Earl C. Trefry, Jr., CLU, founded Member Benefits after graduating the University of Florida in 1972. Earl, a.k.a. “Chip” spent most of his career specializing in helping professionals with their insurance, financial, and estate planning needs.

Incorporated October 1, 1984, under the laws of The State of Florida and domiciled in Jacksonville, Florida, the company was formed expressly to provide professionals and their small businesses with specialized insurance products and advice. Member Benefits began working with associations by providing the Duval County Bar Association with an exclusive individual noncancellable Disability Income product offering in 1985. This program was offered to The Florida Bar in 1987, initiating The Florida Bar’s relationship with Member Benefits. Since that time, Member Benefits has developed and enhanced a complete array of products and services designed for association members and their small businesses. Built on its long-standing reputation for taking good care of association members, Member Benefits has expanded its services to more associations and affinity groups throughout the country becoming a national leading provider of association member benefits solutions.

Chip Trefry


Member Benefits has been honored 4 times as one of the nation's fastest-growing private companies, ranking #4708 on the list in 2021.


Member Benefits was named one of Florida’s “Best Companies To Work For” (#24) in 2016.


Member Benefits has been honored 3 times as a ``Fast50``—one of the fastest growing companies in Northeast Florida—ranking #47 on the list in 2021.

2019 gator100 honoree badge member benefits

Member Benefits has been ranked 3 times as one of 100 fastest-growing, Gator-alumni led companies in the world, most recently ranking #87 in 2019.