Long Term Care insurance (LTCi)
provides protection to cover the costs of a wide variety of services people with prolonged illnesses, disabilities or cognitive disorders require. LTCi pays for these services in nursing homes, adult congregate living facilities, private homes, residential facilities and adult day care centers.
This program is not exclusive to one insurance carrier. Instead, members have access to many of the top carriers in the industry with potential association discounts we’ve negotiated on your behalf. This helps to ensure the best possible rates.
We do the shopping for you and provide an apples-to-apples comparison of plans. Also, individuals with typically uninsurable health conditions (such as Multiple Sclerosis) may be able to get coverage through this program.
Sample Member Long Term Care Insurance Savings Opportunities*
- Up to 5% Association Discount**
- Up to 40% Spousal/Partner/Significant Other Discount
- Up to 20% Preferred Health Discount
- Up to 10% Increased Deductible Credit
- Up to 10% Savings by applying before your next birthday
- Up to 5% Small Business Discount
These savings opportunities are just another reason to shop for Long Term Care insurance with us. We can help get you the best price by offering you all eligible discounts.
* Not all discounts are eligible in all areas or by all providers.
** Association discounts available only through qualifying associations
Purchasing Long Term Care insurance is very involved and very specific to each individual situation. It takes a Long Term Care Specialist to match you with the right options, carriers and companies.
You will be matched up with one of our licensed Long Term Care specialists that can provide information to you over the phone, via email,and also meet with you in person, if neccesary.