What is LifeLock?

Identity theft hit a record high in 2016, 15.4 million Americans fell victim – up 16 percent from 2015. *

 

LifeLock is the leader in identity theft protection services. Unlike a bank, a credit card company or a credit bureau, their focus is on protecting your identity – to help keep you safer in an always connected world.

DETECT & ALERT
Lifelock’s proprietary technology scans millions of transactions every second for threats to your identity.†

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Loss of Coverage

Special Enrollment Period

LOSS OF COVERAGE

DUE TO:
– Termination of group coverage
– Reduction of hours to part time status
– Loss of employer contribution
– Cobra ending

You may qualify for a special enrollment period if you or anyone in your household lost qualified health coverage. You have 60 days from the date of your qualifying life event to enroll in coverage.

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Health Insurance Terms

Understanding Health Insurance Terms

Coinsurance:

Coinsurance is your share of the costs of a covered health care service calculated as a percent (for example, 20 percent) of the allowed amount for the service. You pay coinsurance plus any deductibles you still owe for a covered health service.

Premium:

A premium is the amount of money charged by an insurance company for coverage. The cost of premiums may be determined by several factors, including age, geographic area, tobacco use and number of dependents.

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