Long-Term Disability Insurance

Long-term disability insurance (LTD) is a critical but often misunderstood aspect of financial planning. It provides a safety net in case you become unable to work due to a disability,…

After living in the shadow of the global COVID pandemic for more than two years, the world is ready to move on, but the virus continues to show that it…

It’s easy to think that a long-term disability diagnosis will never happen to you. But having a safe profession and low-risk lifestyle does not negate the need to protect your…

With rising medical costs and a lack of emergency savings, many Americans are at risk of financial difficulty if they miss work due to illness, injury, or pregnancy. This is…

When we’re young, we don’t always think about what could happen in the future. The truth is, debilitating accidents, illnesses, and injuries can happen to anyone, at any time, and…

Throughout the history of civilization, there have always been things that we did not understand — things that we believed to be real but couldn’t see. Faith, love— even germs…

Think about it. When was the last time you saw a lawyer with a disability? And no, Netflix’s legally-blind Daredevil “Matt Murdock,” doesn’t count. For years it has been touted…

According to the Council for Disability Awareness, it is estimated that one out of every four Americans will find themselves diagnosed with a disability prior to retiring at the age…