Final Market Stabilization Rule

Did you know that approximately 500,000 fewer Americans enrolled in a plan during the open enrollment in 2017 than in 2016? The Centers for Medicare & Medicaid Services has issued the final market stabilization rule. The goal is to increase choices, lower premiums and encourage stability in health insurance markets for 2018.

Read More

Loss of Coverage

Special Enrollment Period


– Termination of group coverage
– Reduction of hours to part-time status
– Loss of employer contribution
– Cobra ending

You may qualify for a special enrollment period if you or anyone in your household lost qualified health coverage. You have 60 days from the date of your qualifying life event to enroll in coverage.

Read More
patient fighting the flu with doctor injecting flu shot into arm

5 Tips for Fighting the Flu in the Workplace



Fighting the Flu can be a big disruption for business. Employees who are sick may need to take time off to recover and may not be as productive when it comes to getting work done. In addition, symptoms such as coughing, sneezing, and fever can spread germs to healthy employees.

Read More

Health Insurance Terms

Understanding Health Insurance Terms


Coinsurance is your share of the costs of a covered healthcare service calculated as a percent (for example, 20 percent) of the allowed amount for the service. You pay coinsurance plus any deductibles you still owe for a covered health service.


A premium is the amount of money charged by an insurance company for coverage. The cost of premiums may be determined by several factors, including age, geographic area, tobacco use, and number of dependents.

Read More

Benefits of Using a Travel Agent

Benefits of Using a Travel Agent

Does planning a trip stress you out?

You don’t need a therapist, just a good travel agent. In this day and age, everyone thinks relying on the internet is the most convenient way to get things done. That is not always the case. While planning your own trip may sound great in theory, TripAdvisor and Yelp reviews can only take you so far — sometimes experience is just plain necessary. Still need convincing? Read over the reasons why we should all use a professional travel agent!

Read More

Top 5 Tropical Vacation Spots


A recent survey reported that four in 10 Americans say they didn’t take any vacation days in 2015. That’s 41 percent of employees who worked without any type of substantial break over the course of the past year. According to Forbes the workplace benefits of employees taking vacation time include higher productivity, stronger workplace morale, greater employee retention, and significant health benefits.

Read More

Meet Lynn Meares – One of Your Benefits Counselors

LynnMeet Lynn Meares – One of Your Benefits Counselors

Lynn’s knowledge of the insurance business is apparent the minute you get on the phone with her. With more than 15 years of experience, Lynn’s passion and drive shine through. In fact, she says the best part of her job is “the opportunity to get to know clients from all of the associations we work with and provide them with the information needed to make the best decision for their family health insurance needs.”

To learn more about Lynn, read the interview below: 

Tell us about your Family:  Married to my husband Wayne for over 25 years, 1 daughter – Stephanie (who also works for Member Benefits);  1 son and daughter-in-law, Christopher and Jennifer, who live in Cheltenham, England.

Do you have any pets:  I have an English Springer Spaniel – Dash and a Cavalier King Charles Springer – Rigsby.

What is your Education: Last attended Jacksonville University; would love to finish my Bachelor’s Degree at the University of FL …one day!

Name something you bet we didn’t know: I love all kinds of music; played the flute all through school including the high school marching band; was always 1st chair. I come from a very musical family; my grandmother is 99 years old and has been a piano teacher for well over 50 years. She still has one student who comes to her house every week for lessons and she also plays at her church a couple of times a month. My mother and daughter play as well, but that talent managed to skip my generation.

What is your Favorite Movie:  You’ve Got Mail.

What is the best part of your job: The opportunity to get to know clients from all of the associations we work with and providing them with the information needed to make the best decision for their family health insurance needs.  Getting to work with a great team at Member Benefits is a bonus!

What keeps you motivated: Support from my very large extended family (I’m one of 5 children with lots of nieces and nephews) and friends that I’ve known for as long as 40 years who I still talk to on a regular basis. And my 99-year-old grandmother who still drives and works 3 days a week.

Place you would love to travel: England to see my kids; Italy is definitely on my bucket list.

Need help shopping for Health Insurance? Lynn or one of our other licensed Benefits Counselors are here to help you! Call  1-800-282-8626 or start shopping today. 


1 2